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FOREX.com vs XTB 2026
A detailed head-to-head comparison of FOREX.com and XTB across regulation, trading costs, platforms, and more.
Score Breakdown
Category-by-Category Winner
Detailed Comparison
Overview
Trading Costs
Platforms & Features
Instruments
FOREX.com vs XTB: Our Analysis
Overall Verdict
With an overall score of 82.8/100 vs 78.7/100, XTB slightly edges out FOREX.com by 4.1 points. Both brokers are closely matched, so your choice should come down to specific features that matter most to you.
Trading Costs
On the EUR/USD pair, FOREX.com offers an average spread of 1.30 pips with a $5.00 round-turn commission, while XTB comes in at 0.92 pips commission-free. XTB offers tighter pricing on EUR/USD. Minimum deposit is $100 at FOREX.com and $0 at XTB.
Regulation & Safety
FOREX.com holds 4 regulatory licenses with a highest tier of Tier 1 (CFTC/NFA, FCA, ASIC), while XTB has 5 licenses at Tier 1 (FCA, KNF, CySEC). XTB has more regulatory licenses overall.
Platform Comparison
FOREX.com offers MT4, MT5, TradingView, FOREX.com Advanced Platform — uniquely offering MT4, MT5, TradingView, FOREX.com Advanced Platform which XTB does not have. XTB supports xStation 5, with exclusive access to xStation 5. FOREX.com provides a wider platform selection.
Who Should Choose Which?
FOREX.com suits traders who prioritize safety, while XTB is better for cost-conscious traders, beginners seeking education, traders who want advanced tools. Both brokers offer demo accounts, so you can test each before committing real funds.
Frequently Asked Questions
Based on our testing, XTB scores higher overall at 82.8/100 compared to FOREX.com's 78.7/100. However, "better" depends on your priorities — FOREX.com may be superior in specific categories like regulation.
XTB offers tighter spreads with an average EUR/USD spread of 0.92 pips, compared to 1.30 pips at FOREX.com. Check our detailed comparison table above for GBP/USD and USD/JPY spreads as well.
FOREX.com scores higher for regulation and trust at 92/100, holding licenses from CFTC/NFA, FCA, ASIC. XTB scores 88/100 with FCA, KNF, CySEC.
For beginners, XTB is the stronger choice with an education and research score of 88/100. It offers structured trading courses, webinars, and a free demo account. FOREX.com scores 82/100 for education.
Yes, there is no restriction on having accounts with both FOREX.com and XTB simultaneously. Many experienced traders maintain accounts with multiple brokers to take advantage of each broker's strengths — for example, using one for its lower spreads on majors and another for its wider instrument range or better platform features.
Reviewed by
Neil CNeil C is a financial markets analyst and forex trading specialist with over 10 years of experience evaluating broker platforms, trading conditions, and regulatory frameworks. He has personally tested accounts with dozens of brokers and brings a data-driven methodology to every review.
Last updated: April 2026