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eToro vs XTB 2026

A detailed head-to-head comparison of eToro and XTB across regulation, trading costs, platforms, and more.

eToro logo - BrokerAudit
eToro

Est. 2007 · Tel Aviv, Israel

FCACySECASIC
70.9/100
Good
XTB logo - BrokerAudit
XTB

Est. 2002 · Warsaw, Poland

FCAKNFCySEC
82.8/100
Excellent

Score Breakdown

RegulationCostsPlatformsAccountsDepositSupportEducation
eToroXTB

Category-by-Category Winner

Category
eToro
XTB
Regulation & Trust
82
88
Trading Costs
55
75
Platforms & Tools
72
82
Account Conditions
75
85
Deposit & Withdrawal
68
82
Customer Support
65
80
Education & Research
78
88
Overall Score
70.9
82.8

Detailed Comparison

Overview

Year Founded
2007
2002
Headquarters
Tel Aviv, Israel
Warsaw, Poland
Publicly Listed
Top Regulators
FCA, CySEC, ASIC
FCA, KNF, CySEC
Total Instruments
6,000
5,800

Trading Costs

EUR/USD Spread
1.00 pips
0.92 pips
GBP/USD Spread
2.00 pips
1.40 pips
USD/JPY Spread
1.50 pips
1.20 pips
Min. Deposit
$50
$0
Commission/Lot
None
None
Inactivity Fee
$10/month after 12 months
€10/month after 12 months

Platforms & Features

MetaTrader 4
MetaTrader 5
cTrader
TradingView
Copy Trading
API Trading
VPS Hosting
Demo Account
Islamic Account

Instruments

Forex Pairs
49
57
CFD Stocks
3,000
2,100
Indices
20
36
Commodities
30
22
Crypto CFDs
100
49

eToro vs XTB: Our Analysis

Overall Verdict

With an overall score of 82.8/100 vs 70.9/100, XTB clearly outperforms eToro by 11.9 points. This is a substantial gap that reflects XTB's stronger performance across multiple categories.

Trading Costs

On the EUR/USD pair, eToro offers an average spread of 1.00 pips commission-free, while XTB comes in at 0.92 pips commission-free. XTB offers tighter pricing on EUR/USD. Minimum deposit is $50 at eToro and $0 at XTB.

Regulation & Safety

eToro holds 4 regulatory licenses with a highest tier of Tier 1 (FCA, CySEC, ASIC), while XTB has 5 licenses at Tier 1 (FCA, KNF, CySEC). XTB has more regulatory licenses overall.

Platform Comparison

eToro offers eToro Platform — uniquely offering eToro Platform which XTB does not have. XTB supports xStation 5, with exclusive access to xStation 5. Both brokers offer a comparable range of platforms.

Who Should Choose Which?

eToro suits a broad range of trading styles, while XTB is better for cost-conscious traders, beginners seeking education, traders who want advanced tools, traders who prioritize safety. If copy trading matters, eToro has the edge. Both brokers offer demo accounts, so you can test each before committing real funds.

Frequently Asked Questions

Based on our testing, XTB scores higher overall at 82.8/100 compared to eToro's 70.9/100. However, "better" depends on your priorities — eToro may be superior in specific categories like certain niche features.

XTB offers tighter spreads with an average EUR/USD spread of 0.92 pips, compared to 1.00 pips at eToro. Check our detailed comparison table above for GBP/USD and USD/JPY spreads as well.

XTB scores higher for regulation and trust at 88/100, holding licenses from FCA, KNF, CySEC. eToro scores 82/100 with FCA, CySEC, ASIC.

For beginners, XTB is the stronger choice with an education and research score of 88/100. It offers structured trading courses, webinars, and a free demo account. eToro scores 78/100 for education.

Yes, there is no restriction on having accounts with both eToro and XTB simultaneously. Many experienced traders maintain accounts with multiple brokers to take advantage of each broker's strengths — for example, using one for its lower spreads on majors and another for its wider instrument range or better platform features.

NC

Reviewed by

Neil C

Neil C is a financial markets analyst and forex trading specialist with over 10 years of experience evaluating broker platforms, trading conditions, and regulatory frameworks. He has personally tested accounts with dozens of brokers and brings a data-driven methodology to every review.

Last updated: April 2026

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