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AvaTrade vs XTB 2026

A detailed head-to-head comparison of AvaTrade and XTB across regulation, trading costs, platforms, and more.

AvaTrade logo - BrokerAudit
AvaTrade

Est. 2006 · Dublin, Ireland

CBIASICFSCA
79.8/100
Good
XTB logo - BrokerAudit
XTB

Est. 2002 · Warsaw, Poland

FCAKNFCySEC
82.8/100
Excellent

Score Breakdown

RegulationCostsPlatformsAccountsDepositSupportEducation
AvaTradeXTB

Category-by-Category Winner

Category
AvaTrade
XTB
Regulation & Trust
85
88
Trading Costs
68
75
Platforms & Tools
78
82
Account Conditions
78
85
Deposit & Withdrawal
82
82
Customer Support
82
80
Education & Research
90
88
Overall Score
79.8
82.8

Detailed Comparison

Overview

Year Founded
2006
2002
Headquarters
Dublin, Ireland
Warsaw, Poland
Publicly Listed
Top Regulators
CBI, ASIC, FSCA
FCA, KNF, CySEC
Total Instruments
1,250
5,800

Trading Costs

EUR/USD Spread
0.90 pips
0.92 pips
GBP/USD Spread
1.50 pips
1.40 pips
USD/JPY Spread
1.10 pips
1.20 pips
Min. Deposit
$100
$0
Commission/Lot
None
None
Inactivity Fee
$50 after 3 months, $100 admin fee after 12 months
€10/month after 12 months

Platforms & Features

MetaTrader 4
MetaTrader 5
cTrader
TradingView
Copy Trading
API Trading
VPS Hosting
Demo Account
Islamic Account

Instruments

Forex Pairs
55
57
CFD Stocks
600
2,100
Indices
33
36
Commodities
17
22
Crypto CFDs
20
49

AvaTrade vs XTB: Our Analysis

Overall Verdict

With an overall score of 82.8/100 vs 79.8/100, XTB slightly edges out AvaTrade by 3.0 points. Both brokers are closely matched, so your choice should come down to specific features that matter most to you.

Trading Costs

On the EUR/USD pair, AvaTrade offers an average spread of 0.90 pips commission-free, while XTB comes in at 0.92 pips commission-free. AvaTrade offers tighter pricing on EUR/USD. Minimum deposit is $100 at AvaTrade and $0 at XTB.

Regulation & Safety

AvaTrade holds 6 regulatory licenses with a highest tier of Tier 1 (CBI, ASIC, FSCA), while XTB has 5 licenses at Tier 1 (FCA, KNF, CySEC). AvaTrade has more regulatory licenses overall.

Platform Comparison

AvaTrade offers MT4, MT5, AvaTradeGO, WebTrader, AvaOptions — uniquely offering MT4, MT5, AvaTradeGO, WebTrader, AvaOptions which XTB does not have. XTB supports xStation 5, with exclusive access to xStation 5. AvaTrade provides a wider platform selection.

Who Should Choose Which?

AvaTrade suits beginners seeking education, while XTB is better for cost-conscious traders, traders who want advanced tools, traders who prioritize safety, traders wanting a wide instrument range. If copy trading matters, AvaTrade has the edge. Both brokers offer demo accounts, so you can test each before committing real funds.

Frequently Asked Questions

Based on our testing, XTB scores higher overall at 82.8/100 compared to AvaTrade's 79.8/100. However, "better" depends on your priorities — AvaTrade may be superior in specific categories like certain niche features.

AvaTrade offers tighter spreads with an average EUR/USD spread of 0.90 pips, compared to 0.92 pips at XTB. Check our detailed comparison table above for GBP/USD and USD/JPY spreads as well.

XTB scores higher for regulation and trust at 88/100, holding licenses from FCA, KNF, CySEC. AvaTrade scores 85/100 with CBI, ASIC, FSCA.

For beginners, AvaTrade is the stronger choice with an education and research score of 90/100. It offers structured trading courses, webinars, and a free demo account. XTB scores 88/100 for education.

Yes, there is no restriction on having accounts with both AvaTrade and XTB simultaneously. Many experienced traders maintain accounts with multiple brokers to take advantage of each broker's strengths — for example, using one for its lower spreads on majors and another for its wider instrument range or better platform features.

NC

Reviewed by

Neil C

Neil C is a financial markets analyst and forex trading specialist with over 10 years of experience evaluating broker platforms, trading conditions, and regulatory frameworks. He has personally tested accounts with dozens of brokers and brings a data-driven methodology to every review.

Last updated: April 2026

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